More proof that God hates me

I spent the day yesterday making a road trip to visit my niece at her university. This is supposed to be a nice thing,  I think.  Regardless of the family drama,  it was a nice visit.  My niece is glowing,  she’s so happy at her new school.  It was great to see;  I’m so proud of her.

Did I mention that I volunteered to drive me car? On the way back a rock hit and cracked my windshield.  It has to be replaced, there’s too much damage for a repair. The cost won’t be covered by my insurance.

No good deed goes unpunished.

{Written on my mobile device. More details to follow in another post.}

You want me to tell you what?!?!

OpenClips / Pixabay

Is there a polite way to tell people to back the frack off and that what they’re asking is none of their business?
Yeah, I didn’t think so.

At a breakfast this morning someone I barely know grilled me for 10 minutes on the retirement plan at work. And I was polite, I really was. I answered her questions as vaguely as I could, growing increasingly irritated at her more pointed and less polite questions as they came my way. And at no time did she realize that she was being intrusive and offensive.

The most important thing here to note is that we were having breakfast so she could ask me to do some committee work for her group. She was asking me for a favor, which I’ve already declined once, and the way she did that was to make me irritated and upset.

I honestly don’t think she knows that she essentially guaranteed that I would not take her up on her invitation to be on the committee and that she’s also ensured that we never become any closer than we are today, which is not at all. I’m petty that way.

When did it become OK to ask someone whether they have a retirement, what they pay for it, what their employer pays, and how long you have to be there to be vested? Unless I’ve made an appointment with you to review my retirement plan, these questions are out of bounds. And, for future reference, if you ask me intrusive questions on a day when I’m not feeling polite… well, the dislike will go both ways.

I didn’t plan that!

As if I needed further proof that God hates me…

I bought a DSLR camera kit. I’d been lusting after one for quite a while but I couldn’t justify it to myself. I own a very nice point and click I bought mid-2012 that produces very nice shots. But I really really wanted a DSLR camera.

Christmas sales exist to make my life difficult. Amazon had been listing an “everything included” sale on a Canon Rebel T5i that literally had everything I ever wanted, including a long-range zoom lens, a tripod and an extra battery.

I really really wanted it.

I consulted with a friend who takes photos professionally. She told me to get it, that it was going to be the best deal I could find on this kind of thing. And still I paused.

“That’s a lot of money,” I kept telling myself. And I kept visiting the listing, secretly hoping that the sale would end and put me out of my misery.

I stayed within budget for all my Christmas expenses. I put aside the money for the New Year’s trip. I didn’t go crazy on any dinners, or presents or anything else.

“I deserve this,” I told myself. And still I paused. I knew that if I was going to buy it, I would need to put it on a credit card. The one that I’d almost paid off from my last shopping spree.

One morning, after Christmas, I finally gave in. Practically holding my breath, I ordered the camera kit. I entered my credit card info (secretly hoping they would deny the charge and save me from myself).

The camera was ordered. Amazon sent me a message to confirm that it would be shipped shortly.

I started to breathe easier. I should have known better.

Later that same day I cracked a crown. A subsequent visit to the dentist confirmed that I needed extensive work, again and on the same tooth as just a year ago.

How much is this going to cost me? You guessed it! Almost exactly the purchase price of the camera kit.

God is laughing at me. I just know it.

Smart Shopping in October


Edited, Photo by Emma.

I don’t need anything new. I rarely do. I’m one of those people who buys new canned food when I still have at least one of each in the pantry. I buy sodas when I’m low. I buy new pants when I notice the ones I own are starting to show wear. The same with shoes and other things.

I don’t like to run out of things. I don’t like to suddenly reach for something only to find that it’s not there.

Yes, I know that’s a little OCD, but I’ve made peace with who I am.

For those of you who aren’t trying to save money, and may honestly need one of these things, Lifehacker has a list of items that are best to buy in October. These include Cars (I bought mine over the summer), digital cameras (and mine is just a year and a half off), and, surprisingly, wedding supplies.

Their list is longer, of course, but those popped out at me.

Oh yeah, and cookware. Now, maybe, I do need some pots and pans…

* * *

Source: The Best Things to Buy in October || Lifehacker

I’m not spending my money!

2013.09 Piggy Bank 6921656694_9f907fb3ce_zA year ago my nephew received lots of money for his birthday. He couldn’t have been less impressed with it; money wasn’t real to him. He didn’t understand what you did with it, didn’t understand that it was useful. He handed it over to his mother without a moment’s hesitation.

Less than a month later, for Christmas, he was thrilled to get money in a few envelopes. “Wallet cash” is what he called it, i.e. cash he got to keep in his wallet instead of handing over to his mother to go into his college fund. This was money he got to spend.

What happened in that one month is that the newly-minted six-year-old discovered that you took money to the game store and exchanged it for games. “I sold my twenty for a game,” was how he put it the first time he paid for something himself.

A few weeks ago my sister was driving him back from the game store, where they’d gone to pick up a gift for a friend’s birthday. The store manager told them about a new game coming out in October. This was a game he was very interested in buying. The manager had told them that she expected the game to sell out, so she recommended they place an advance order. And so the kiddo spent the car ride home trying to convince his mother of the absolute need to pre-order the game.

“I’ll make you a deal,” my sister offered him, after hearing his arguments in favor of buying this $50 game. “If you pay half, I’ll pay for the other half.” She thought this was a very good deal. And since she knew that his stash of “wallet cash” equaled more than $80, she knew he could afford it.

“Wait… pay for it, with my money?” he asked her, horrified. He paused. “I gotta think about this,” he told her, seriously.

Then he was quiet for a while.

“I’ve got it!” he exclaimed excitedly after a while. “I’ll ask for the game as a present for my birthday. It’s just a month later. That way I get the game and I don’t have to pay for it.” He was very proud of his solution.

My sister was dumbstruck.
I was just impressed that the six-year-old was willing to wait an extra month for the game instead of parting with $25.

This is the kid who has declared he’s going to grow up to be a millionaire. Listening to him haggle so he could keep his money, I am beginning to believe him.

Photo courtesy of Tax Credits via


Do your homework, then buy the car

2013.07 Used Car Lot 4498853087_6de97996c1_b

Something I should have done before I bought my car, “Get a Free Vehicle History Report Before You Buy a Car.” I’m not having trouble with it, but I still should have done my homework. I didn’t. I also didn’t buy the economical car I had planned on buying, but that’s a conversation/post for another day.

It’s not a surprise, not something that I woke up and discovered one day, but I am not very practical. Except I am very practical. Except when I’m not practical at all.

When I approached buying the car I did a lot of research on the type of car I wanted. I decided I wanted something practical, something that would be a “good” decision, a “good deal.” What I bought was a pretty car with all the extras that drives fast. It’s a great ride, just not as practical as I wanted to be.

This is the same attitude I have about everything. I do lots and lots of homework, then I rush into a final decision.

At some point I will learn patience. But I’m not going to hold my breath on that.

Photo courtesy of JOHN LLOYD via

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