I’ll go ahead and admit it: I am awful when it comes to money. It’s not that money intimidates me; I don’t tend to fear inanimate objects. It’s not that I find managing money to be difficult; it simply takes a little patience and some planning. It’s just that — and I know that this is a terrible thing to say — I find handling money to be boring. It’s boring! Not just detail-oriented, not just controlling, not just time-consuming but tedious, unimaginative and drawn-out. Okay, I know that there are people who find personal finances exciting, and there are even people who have made it their life’s work, but I cannot relate to them. Oh well, they probably think that writing for a living is a pipe dream and cannot relate to me. It takes all sorts.